LOANBOX SUPPORT
Click Icons or Type Key Word to Search
LOANS
FAQ
INSIGHTS
SUPPORT
ANALYTICS
LOANOLOGY
SBA Franchise Directory Returns: What It Means for Franchisees in 2025
The SBA Franchise Directory is back thank goodness. The new SBA rules, effective on June 1, 2025, brings back this list of pre-approved franchise brands making life so much easier for banks, brands and the franchise borrowers. Let’s break down what it means for you and how LoanBox makes financing your franchise a breeze.
Navigating SBA Franchise Loan Eligibility in 2025
Are you a franchisee dreaming of launching or expanding your franchise with an SBA loan? The SBA’s updated rules, effective June 1, 2025, under SOP 50 10 8, introduce significant changes to franchise loan eligibility, reinstating the Franchise Directory, tightening ownership requirements, and enforcing stricter compliance standards. Let’s explore how the new rules affect your SBA loan eligibility.
Top 10 Banks for Franchise Loans Over the Last 10 Years
Over the past decade, an average of 33% of the top 10 SBA franchise lenders change each year, based on total funded loan amounts. This means that, on average, one-third of the top lenders from one year are replaced by new entrants the next. Here are specific examples over the last few years:
Top Franchise Brands for SBA Startup Loans in 2024
Franchise startups can be perceived as more preferable and less risky to some lenders, especially those specializing in franchise lending. For non-franchise small business startup SBA loans and business loans in general, the borrower needs to have a background and some expertise in the kind of business they are wanting to startup. This requirement is met with a franchise loan since you are buying this experience and blue print.
SBA Franchise Lending in 2024
457 banks funded 3,680 franchise loans for $2.7 billion to franchise borrowers from 1,115 different brands in 222 industries. The average loan amount funded was $722,652. SBA franchisee loans were funded in all 50 states to borrowers from 1,633 cities. 81% of SBA franchisee loans were funded for a project state which is different than the bank’s state. The average bank spread over the prime rate was 2.37%. Franchise business loans accounted for 13% of all funded SBA 7(a) dollars.
2021 YE Top 25 Franchise SBA Lenders
2021 Top 25 Franchise SBA Lenders ranked for number of loans and amounts approved to franchise businesses.
H1 2021 Top 25 Franchise SBA Lenders
2021 Top 25 Franchise SBA Lenders ranked for number of loans approved to franchise businesses and by dollar amounts approved during the first half of 2021.
What to know about Anytime Fitness franchise SBA loans
What to know about Anytime Fitness franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to Anytime Fitness franchise businesses.
What to know about Orange Theory Fitness franchise SBA loans
What to know about Orange Theory Fitness franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to Orange Theory Fitness franchise businesses.
What to know about Yoga Six franchise SBA loans
What to know about Yoga Six franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to Yoga Six franchise businesses.
What to know about Spenga franchise SBA loans
What to know about Spenga franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to Spenga franchise businesses.
Q4 2020 Top 25 Franchise SBA Lenders
Q4 2020 Top 25 Franchise SBA Lenders
What to know about HOTWORX franchise SBA loans
What to know about HOTWORX franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to HOTWORX franchise businesses.
What to know about F45 Training franchise SBA loans
What to know about F45 Training franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to F45 Training franchise businesses.
2020 Top 25 Industries For Franchise SBA Loans Over $1 Million
2020 Top 25 Industries For Franchise SBA Loans Over $1 Million
What to know about The Goddard School franchise SBA loans
What to know about The Goddard School franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to The Goddard School franchise businesses.
What to know about Primrose Schools franchise SBA loans
What to know about Primrose Schools franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to Primrose Schools franchise businesses.
2020 Top 25 Industries For Franchise SBA Loans
2020 Top 25 Industries For Franchise SBA Loans
What to know about Kiddie Academy franchise SBA loans
What to know about Kiddie Academy franchise SBA loans. See the top SBA lenders, statistics, rankings, forecasts and more for SBA lending to Kiddie Academy franchise businesses.
2020 Top 25 Project States For Franchise SBA Loans
2020 Top 25 Project States For Franchise SBA Loans