Darin Manis 3/5/25 Darin Manis 3/5/25

Are You Too Big for an SBA Loan? Not Likely.

The SBA loan program is a popular option for small businesses seeking funding for growth and expansion. But there is a catch: your business must meet size requirements to qualify. We’ll explain the SBA's size standards and how they apply to you.

Darin Manis 11/1/24 Darin Manis 11/1/24

What Business Owners Need to Know About Equity Buy-ins

Equity buy-ins, where a non-shareholder purchases a portion of equity, are becoming increasingly popular. As succession planning and equity retention strategies gain traction, so do partial equity buy-in loans.

Darin Manis 8/9/24 Darin Manis 8/9/24

Late Business Loan Payment Management for Small Business Owners

It all begins with an idea.

Darin Manis 7/12/24 Darin Manis 7/12/24

Utilizing Escrow in Acquisition Deals for Small Business Owners

If you're considering purchasing a business and planning to secure a bank loan, there's an essential legal document you should be aware of: the seller note subordination letter. This document clarifies the payment hierarchy between two types of debt you might encounter: "Senior Debt" and "Seller Note."

Darin Manis 7/5/24 Darin Manis 7/5/24

Equity Injection Rules for Small Business Acquisition Loans

When discussing financing options for acquisition loans, small business owners often want to know about cash down payment requirements, seller financing options, and details related to equity buy-ins and seller guarantees. This article focuses on the cash down payment requirements for bank loans in small business acquisitions.

Darin Manis 7/1/24 Darin Manis 7/1/24

Acquisition Pro Formas for Bank Loans

This article aims to help small business owners understand acquisition pro formas from a lender's perspective. It's important to note that pro forma templates are widely available in our industry. You can obtain one from your contact at your bank or financial institution, as well as from various vendors in the M&A ecosystem.

Darin Manis 5/24/24 Darin Manis 5/24/24