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THINK INSIDE THE LOANBOX
Streamlined Financing
LoanBox is a user-friendly lending app designed to simplify the loan process for small business and franchise owners, guiding them from application to funding. It connects users with leading banks and lenders who specialize in their specific industry, franchise, location, loan amount, and purpose.
Let us Handle Everything
A LoanBox Advisor is a friendly human who supports you and and helps handle everything about your loan for and with you. Loanology Advisors provide free advice, guidance, and hand holding from beginning to end. They manage the process with the lender. The borrower's primary responsibility becomes completing the loan application information and uploading the needed docs throughout the process as required.
Precision Matching
With LoanBox’s precise matching system, small business owners are paired with lenders who not only understand their unique needs but are also eager to provide the necessary financial support. This targeted approach significantly enhances the likelihood of loan approval and accelerates the overall lending process.
Big Small Business Loans
LoanBox was designed for those seeking larger loans needing a seamless financing process with the right lender from the get-go. However, if you’re looking for a loan under $100,000 or need cash in days, LoanBox is not the best fit. There are numerous online lenders that focus on fast, smaller loans with minimal or no underwriting, which you might want to consider.
Making the Complex Simple
LoanBox caters to a wide range of funding needs, offering loans from $50,000 to $50 million, but it specializes in facilitating small business loans ranging from $500,000 to $5 million. These loans often involve more complex scenarios, such as business acquisitions, expansions, partnership buyouts and buy-ins, debt refinancing and consolidation, and commercial real estate transactions.
Under $250K Loans
That said, you can still utilize LoanBox for its accurate lender and loan matching services, even for smaller loans. However, a $2,500 LoanBox package fee applies to all loan closings under $250,000. This fee is only charged upon successful loan closure and is added to the loan amount, and disbursed to LoanBox by the lender. If your loan does not get approved or funded through LoanBox, no fee is incurred. There are no LoanBox fees for loans over $250,000.
Business Lending System Platform
LoanBox
LoanBox is a groundbreaking platform that revolutionizes the small business lending process and beyond. FuseSync has seamlessly integrating advanced analytics with matching and connecting platforms and making everything easy to use with an intuitive interface, we connect borrowers, lenders, franchisors, and vendors within a cohesive ecosystem.
Beyond Lending
Beyond lending, LoanBox serves as a comprehensive solution for business transactions. Lending frequently intersects with a variety of professional services, including legal, valuation, insurance, and financial planning. LoanBox simplifies this landscape by connecting borrowers with vetted professionals who specialize in their unique needs.
Borrowers
For borrowers, LoanBox saves valuable time by matching them with lenders tailored to their specific loan requirements. Unlike traditional lending methods, LoanBox not only identifies the most suitable lenders but also connects borrowers with essential vendors for a successful loan experience. Borrowers can choose to navigate the platform independently or seek assistance from a LoanBox advisor.
Vendors
For vendors, LoanBox broadens business opportunities by exclusively linking them with potential clients through a targeted matching platform, enhancing visibility and lead generation.
Lenders
For lenders, LoanBox provides a steady stream of pre-qualified borrowers who align perfectly with their lending criteria. This eliminates the tedious process of sorting through unqualified applicants, enabling lenders to concentrate on loan approvals and cultivating relationships.
Franchisors
For franchisors, LoanBox delivers a turnkey lending system that simplifies the lending process for franchisees. By connecting franchisees with pre-approved lenders and vendors, LoanBox streamlines operations and boosts franchisee satisfaction.
Do it yourself
When you complete the questionnaires and upload documents the LoanBox algorithms match multiple points and calculations of your loan package and filters against the key qualifying requirements of each lender. LoanBox shows the lenders your loan qualifies for with 99% accuracy (based upon the accuracy of the loan package inputs). Select the grant access button and the lenders you pre-qualify for will be notified and access your loan package within LoanBox. You receive loan proposals from the interested lenders and select the winning lender/loan proposal. All of the additional documents and process steps for the lender you select are on the LoanBox Manager.
Get Support
All of the support needed from robust FAQs, AI Lending Assistant Chatbot, videos, and detailed explanations are available to access. You have direct access to the lender you're using, receive app-to-app messaging, easily upload additional requested documents, and have your completed loan after it closes safely stored for your access in the LoanBox vault if you want. When ongoing annual covenants (that all banks have with business loans) like providing annual tax returns and updated PFS is easily managed by LoanBox. Receive reminders and upload to the same place you did everything else within LoanBox or you can always send to the lender direct.
Have us do it for you
Although the app is easy enough to do everything yourself (especially with our Loanology support tools) some prefer someone to just take care of everything for them. A LoanBox Advisor is a friendly human who supports you and and helps handle everything about your loan for and with you. Loanology Advisors provide free advice, guidance, and hand holding from beginning to end. They manage the process with the lender. The borrower's primary responsibility becomes completing the loan application information and uploading the needed docs throughout the process as required.
Streamlined LoanBox Lending
Questionnaires
At LoanBox, we've streamlined the loan process by utilizing detailed questionnaires to gather the necessary information. These answers automatically populate into the core loan package documents.
Though the exact documents may slightly vary depending on the loan type, here is the essential list of documents for a loan package:
Application: Simply complete the questionnaires, and a comprehensive application usable by all lenders is generated.
Personal Financial Statement (PFS): Your answers to our questionnaires will also generate a PFS acceptable to all lenders.
Financial Docs: Securely upload your tax returns and current year's P&L statement through our document manager.
Loan Package
Having an organized and complete loan package is imperative whether you're navigating the process independently or utilizing a LoanBox Advisor. Within the portal, you'll be required to answer a series of questions and upload necessary financial documents. These answers and documents are then systematically compiled into PDF formats within your portal. LoanBox's advanced matching algorithms will identify lenders you qualify for based on your loan package and provided responses. You have the option to select one or multiple preferred lenders to review your loan package and invite them to submit loan proposals. Rest assured, your loan package remains securely housed within LoanBox, and access is granted to lenders within the same secure environment.
Loan Proposals
Once your loan package is ready, lenders can securely access the documents and respond with their loan proposals. Each proposal follows a standardized format, enabling you to easily compare key information across proposals. When you are ready to accept an offer, you can finalize the process with a simple click and e-signature. To aid in your decision-making, detailed information and videos about each preferred lender are available for review. Should you opt to work with a LoanBox Advisor, they will offer insights into which lender is best suited for your specific loan needs at the current time. Nevertheless, the final choice remains yours.
LoanBox Manager
The integration of preferred lenders within the LoanBox system ensures a seamless transition through the loan process. Upon selecting a lender's proposal, the Loan Manager tool generates the necessary steps and documents required for each stage of processing with that specific lender. The Loan Manager provides real-time tracking of your loan's progress, indicates required documents and their deadlines, and features a time-stamped message board for updates and notes from the lender. Additionally, it allows for the secure upload of documents, ensuring that only your selected lender has access.
LoanBox Manager
The integration of preferred lenders within the LoanBox system ensures a seamless transition through the loan process. Upon selecting a lender's proposal, the Loan Manager tool generates the necessary steps and documents required for each stage of processing with that specific lender. The Loan Manager provides real-time tracking of your loan's progress, indicates required documents and their deadlines, and features a time-stamped message board for updates and notes from the lender. Additionally, it allows for the secure upload of documents, ensuring that only your selected lender has access.